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Gavin944888
Joined: 29 Jan 2014 Posts: 572 Location: Essex....way South of Scotland
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Posted: Wed Feb 05, 2014 2:29 pm Post subject: UK Insurance without the nodding dog or the meerkat toy! |
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Greetings from a Newbie,
Tend to run Elefants, but now added a Bimota.
Any idea/advise on UK Insurance companies ....does the forum have an owners club thingy and does that thingy have a insurance contact?
Many thanks and hope to parlay...so to speak ....with the folk from Bimota forum,
Gavin _________________ On an Island in the River Thames!
Cagiva Elefant 888/955 & adventure sidecar
Cagiva Elefant 999r engined
Cagiva BIMOTA Motard Concept
BIMOTA DB9 (with DB11 rear-end)
BIMOTA DB7-11 VLX MULE (build coming to an end)
BIMOTA DB11 VLX Supercharger |
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2bims

Joined: 03 Apr 2010 Posts: 7308
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Posted: Wed Feb 05, 2014 3:12 pm Post subject: |
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Hi Gavin...and Welcome to the Forum....I maybe wrong...but am assuming you bought the DB9 Brivado from DMC Preston?? as there are only 2 of those in the Country that I know of...Congrats...
Theres plenty of threads on here for insurance, and a search facility at the top....With the other bikes you have I would imagine you have a Classics policy for bikes over 15 years old??? If so ask if they do a Combined Classic and New bike policy as Footman James, and James Insurance do these...all you need is a Minimum of 50% of bikes being "classic" status, ie over 15 years old...and the moderns can be anything, any year, any engine size and a reasonable price policy...I've one from Footman James...and to add another bike normally only adds 15-20GBP to the policy...most of which is an Admin charge....the policies are unlimited mileage, unlimited EU use, classics have an excess of 50GBP per bike with the moderns attracting 200GBP....Cant go wrong really |
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Gavin944888
Joined: 29 Jan 2014 Posts: 572 Location: Essex....way South of Scotland
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Posted: Wed Feb 05, 2014 4:39 pm Post subject: |
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Hhhmmm........Yes and No
Yes, the Db9 from DMC, as in Run-DMC but without the lace-less, taste-less shoes.
No, to the others....a couple are on agreed values and a stupid 600GBP for the elefant with the 999 engine...However ...you pay your money and you get the choice.... or no choice as in the 999 elefant....still... the 888 elefant is only 120GBP from the same company...makes no sense!
I just wanted to get a insight from the forum, as the BIMOTA was not built in my garage and is viewed as a "sensible" and "professional" alternative to DIY-self-built-self-delusional exclusivity....lord...I hope these words don't come back to bite my lilly white!
One company wants to lump the 999 elefant and the BIMOTA together, charge a 1500GBP excess and a 1400GBP annual premium with a restricted 3000 annual miles.....Hhmmmm
Any advise would be appreciated. _________________ On an Island in the River Thames!
Cagiva Elefant 888/955 & adventure sidecar
Cagiva Elefant 999r engined
Cagiva BIMOTA Motard Concept
BIMOTA DB9 (with DB11 rear-end)
BIMOTA DB7-11 VLX MULE (build coming to an end)
BIMOTA DB11 VLX Supercharger |
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2bims

Joined: 03 Apr 2010 Posts: 7308
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Posted: Wed Feb 05, 2014 5:46 pm Post subject: |
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You must be playing a Postcode lottery with those numbers....I have an annual premium less than 700squid...fully Comp...and thats for 8 bikes, four classics and 4 moderns....6 of them being Bimotas...but thats just the one policy of a "combined classics" sounds like you need to rejig your insurances...I'm presuming they are garaged? There was once a discount for "bimota Enthusiasts" members...but that club has ceased and theres just the Forum for UK Bimota Boys...and Folk from further overseas... |
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Gavin944888
Joined: 29 Jan 2014 Posts: 572 Location: Essex....way South of Scotland
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Posted: Wed Feb 05, 2014 6:07 pm Post subject: |
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I agree...some re-jigging is needed.....although I am only 5 months into current premium year. Despite 13 Years NCB the best is still bad.
As for the postcode.....I am on an island in the Thames.....Essex side ..where the woman are tall and the pickings are easy...or so the Insurance companies would have you believe..
Still....never thought it would be easy.
I will trawl the insurance companies and hope for the best.
The DB9 looks great all bar that crazy number plate thingy....all the wrong angles and way too intrusive.
....I feel a fettle may be needed...I might have to tug that old welders leather apron...so to speak! _________________ On an Island in the River Thames!
Cagiva Elefant 888/955 & adventure sidecar
Cagiva Elefant 999r engined
Cagiva BIMOTA Motard Concept
BIMOTA DB9 (with DB11 rear-end)
BIMOTA DB7-11 VLX MULE (build coming to an end)
BIMOTA DB11 VLX Supercharger |
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Evilchicken0

Joined: 12 May 2010 Posts: 2996 Location: London
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Posted: Wed Feb 05, 2014 6:52 pm Post subject: |
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Go for the Classic insurance it's way easier than getting a stand alone policy for bikes.
Have a look at modern vs classics, it might pay you to buy a classic and balance it all up. As said above try James or Footman James _________________ Don't read everything you believe |
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brian

Joined: 22 Aug 2011 Posts: 3790 Location: Australia
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Posted: Thu Feb 06, 2014 12:19 am Post subject: |
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Welcome to the forum Gavin. Now, enough of all this foreign insurance talk... giz a pic of ya bike!
 _________________ '99 DB4 #104, '96 SB6 #1165, '94 DB2 J #652, '99 DB4 #088, '08 VTX1800, '93 ZXR750R M1, '95 ZXR750, '95 ZXR750 Race Bike, '94 CBR400rr NC29 Race Bike, '94 CB250, '49 BSA C10 250, '61 BSA A10 650, '89 ZXR750, '91 Ducati 851 |
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Gavin944888
Joined: 29 Jan 2014 Posts: 572 Location: Essex....way South of Scotland
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Posted: Thu Feb 27, 2014 8:22 pm Post subject: Insured |
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Many thanks for the input......finally went for PeterJames based in Birminham where their quote was hotter than a local vindaloo.......a shade under £600 for all the bikes....5 off.....bearing in mind the 999r elefant was £584 on its own last year with Bikesure...kind of makes you wonder.
Collect the bike tomorrow and will load some pictures if someone can explain how it works! Anyway....thanks for the tip on PeterJames.
Next up .......track down that exhaust which has been fabricated by angels ...I have emailed the factory and they reckon that they can help.......Lordy..what I done! _________________ On an Island in the River Thames!
Cagiva Elefant 888/955 & adventure sidecar
Cagiva Elefant 999r engined
Cagiva BIMOTA Motard Concept
BIMOTA DB9 (with DB11 rear-end)
BIMOTA DB7-11 VLX MULE (build coming to an end)
BIMOTA DB11 VLX Supercharger |
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JRH
Joined: 21 Jan 2013 Posts: 223 Location: West Mids/North East
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Posted: Thu Feb 27, 2014 9:01 pm Post subject: |
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I'm with Peter James, excellent company, and you talk to real people. Mega competitive on my 10 bikes, and they have just come in with the best premium on my TVR. |
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2bims

Joined: 03 Apr 2010 Posts: 7308
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Posted: Thu Feb 27, 2014 9:53 pm Post subject: |
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Glad you got sorted Gavin....Classics are always the best policies...makes you wonder not how they do it...but how the others have been ribbing you in the past.........Sometimes its cheaper to buy a cheapo small classic just to reduce your policy |
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